Mercedes-Benz Payment Protection Insurance Safeguard against life's surprises

Mercedes-Benz Payment Protection Insurance covers the repayment of your loan in the event of your death or if you are off work as a result of disability (known as Accident and Sickness) or unemployment.

Benefits include:
· Up to £100,000 of life cover including any final payment
· No occupational or job restriction
· No medical examination

You can choose from the following levels of cover:
1. Life
2. Life and disability
3. Life and unemployment
4. Life, disability and unemployment

Please speak to the Business Manager in your local Mercedes-Benz Retailer to find out more information.

This is only a brief summary of cover; please ask your Retailer for full terms and conditions, including exclusions.

For any general insurance sales enquiries please call
Mercedes-Benz Financial Services between 9:00am and 5:30pm Mon-Fri on:

01908 620 456


Mercedes-Benz Financial Services UK Ltd is an appointed representative of Daimler Insurance Services UK Limited. Daimler Insurance Services UK Limited is authorised and regulated by the Financial Services Authority, in respect of insurance mediation activities only. Mercedes-Benz Payment Protection Insurance is underwritten by Pinnacle Insurance plc, Pinnacle House, A1 Barnet Way, Borehamwood, Herts WD6 2XX. Registered in England No 1007798.

First Cover Drive away with 7 days complimentary insurance

Once you’ve chosen your Mercedes-Benz you understandably can’t wait to drive it away. Now you don’t have to wait because First Cover motor insurance from Mercedes Insurance offers you 7 days complimentary cover when you buy a new or used Mercedes-Benz from a Mercedes-Benz Retailer.

To arrange your First Cover online, please click on the link below or, alternatively, call:

0845 605 6507, calls may be recorded (lines are open Monday-Friday 8.30am-6.00pm and Saturday 9.00am - 2.00pm)

You will receive an annual quotation prior to your First Cover documentation being sent directly to your Mercedes-Benz Retailer.


Mercedes Motor Insurance is arranged by Daimler Insurance Services UK Limited, registered in England No. 3510012. Registered office: Burystead Court, Caldecotte Lake Drive, Caldecotte, Milton Keynes MK7 8ND. Underwritten by Aviva Insurance UK Limited registered in England No. 991222. Registered office: 8 Surrey Street Norwich NR1 3NG. A member of the Aviva Group. Both companies are authorised and regulated by the Financial Services Authority. We may decline to quote in some circumstances meaning 7 day complimentary cover cannot be given.

Mercedes-Benz GAP Insurance Making up the difference

There are two levels of GAP Insurance product available

Mercedes-Benz Finance GAP Insurance

In the event of your vehicle being written off in an accident or stolen (and not recovered) Mercedes-Benz Finance GAP Insurance is designed to protect you against the risk of any shortfall in your finance settlement. Following the comprehensive motor insurance settlement Mercedes-Benz Finance GAP Insurance could pay any difference between this and the cost to clear your finance agreement, up to a limit of £10,000, leaving you free of any outstanding liability.

Mercedes-Benz Invoice GAP Insurance

In the event of your vehicle being written off in an accident or stolen (and not recovered) Mercedes-Benz Invoice GAP Insurance offers you comprehensive protection. It provides the difference between the invoice price you paid for the vehicle and the amount you receive following the comprehensive insurance settlement, up to £25,000.

This is only a brief summary of cover: please ask your Retailer for full terms and conditions, including exclusions.

For any general insurance sales enquiries please call between 9:00am and 5:30pm Mon-Fri on:

01908 620 456



Mercedes-Benz Financial Services UK Ltd is an appointed representative of Daimler Insurance Services UK Limited. Daimler Insurance Services UK Limited is authorised and regulated by the Financial Services Authority, in respect of insurance mediation activities only.

Mercedes-Benz Invoice GAP Insurance and Finance GAP Insurance are underwritten by Mapfre Asistencia Compañia Internacional de Seguros y Reaseguros, Sociedad Anonima. Registered address: Mapfre House, 2/3 Philpot Lane, London EC3M 8AN. Company No: FC021974. Branch number: BR008042. Authorised by the Financial Services Authority.

Mercedes-Benz Invoice GAP Insurance and Finance GAP Insurance are administered by Abraxas Insurance Administration Services Limited, 9 Blenheim Court, Beaufort Park, Almondsbury, Bristol BS32 4NE. Authorised and Regulated by the Financial Services Authority.

Win a new A-Class with Mercedes-Benz Motor Insurance.

Win a new A-Class - request a quote and it could be yours

Owning a Mercedes-Benz is a special experience combining quality, individuality and supreme engineering: an investment you need to protect with insurance specifically designed for the Mercedes-Benz driver. This season, request a motor insurance quote from Mercedes-Benz Insurance and you could find yourself behind the wheel of a new A 150 Classic SE. For a limited time only, we’ll automatically enter you into our prize draw. Every three months we'll be giving away a car, meaning you could soon be driving away in style. Request a quote for a second car, even if it’s not a Mercedes-Benz, and you’re entered to win twice. Refined and assured, the A-Class offers a relaxed driving environment. And it could be yours. For an instant quote simply click on the link below or call 0845 600 2180. Line open Monday to Friday 8:30am - 6:00pm, Saturday 9:00am - 2:00pm.

Request a quote for your chance to win

Mercedes-Benz Motor Insurance is arranged by Daimler Insurance Services UK Limited. Registered in England No 3510012. A Daimler Company. Registered Office: Burystead Court, Caldecotte Lake Drive, Caldecotte, Milton Keynes MK7 8ND. Underwritten by Aviva Insurance UK Limited, Registered in England No 99122. Registered Office: 8 Surrey Street, Norwich NR1 3NG. Both companies are authorised and regulated by the Financial Services Authority. For
joint protection calls may be recorded and/or monitored.

*We may decline to quote in some circumstances.

What is the Cheapest Car Insurance in California?

Getting the cheapest car insurance in California is something you need to do. While state law only requires 15/30/5, rates still tend to be expensive, especially if you want to increase your coverage. If you cannot afford even the cheapest auto insurance in CA you may be able to obtain assistance through the California Low Cost Automobile Insurance Program.

You can avoid buying auto insurance in California as long as you can provide financial responsibility. In California, you need to be covered by liability insurance, or you can pay a $35,000 cash deposit with the California Department of Motor Vehicles (DMV), or you can obtain a $35,000 surety bond from a California licensed insurance company. Owners who have 25 or more vehicles in a fleet can get a self-insurance certificate that is issued by the DMV.

Since it is difficult for many people to fund $35,000 up front, the cheaper route is usually car insurance. California premiums can vary from one insurance company to the next because of its premium rating law. This law lets each insurance company take its personal losses and expenses in consideration when calculating its rate, so two insurance companies in the very same area can charge very different premiums. Therefore, it is imperative to shop around.

If you shop for all the best rates and still can't afford the cheapest car insurance in CA, you may be eligible to qualify for the State of California's Low Cost Auto Insurance Program (CLCA). Low income drivers with a good driving record may be able to receive insurance through this program which provides 10/20/3 coverage and satisfies the financial responsibility law.

Purchasing the California low-cost car insurance is important, especially if your budget is tight. For people who qualify for the CLCA they have an insurance option, but while the coverage meets state law it may not be enough to protect all of your assets. To find affordable coverage, start comparing quotes today!

Low Cost Car Insurance - Which Policy Should You Get?

Do a quick search on the internet and It seems that all car insurers are now offering great online deals for low cost car insurance. On the surface there are some great savings to be made especially now that you can easily compare most auto insurance providers against their nearest competitors.

Just by purchasing your car insurance policy directly online will guarantee you savings when comparing quotes with high street insurers, but you do have to shop around. This is relatively easy as a quick search will return several comparison sites that can compare hundreds of quotes and highlight the best deals.

This is good for the consumers as the recent increase of car insurance premiums of 14% on average (according to an AA report) is not as noticeable due to the fierce competition between online insurers which has kept insurance premiums at a competitive level.

They all want your money, but customer loyalty isn't what it used to be now that almost everyone has access to the internet. A good insurer gone bad might lock you in for a year but that's about it, even the top insurers are aware of how the internet has become a game changer in the car insurance industry and 'consumer buying power' now rules.

As a motorist you will need to decide exactly the type and amount of cover you will need. If you are on a tight budget there are two options available to you. If you're car is several years old and has very little resale value and you are not too concerned about bumps or dents or any other damages your car might sustain in an accident then 'third party only' or 'third party fire and theft' is the cheapest options available.

This is also the legal minimum requirement that any low cost car insurance provider can offer, but you will have to pay out of your own pocket to repair any serious damages to your own vehicle.

If on the other hand your car is relatively new with a higher resale value it is sensible if not essential that you get 'comprehensive cover' as the costs of major accident repairs can be quite substantial. Again, it would be sensible to pay for your insurance policy annually as this is were the best savings are to be had. But if you are on a very tight budget, and you need to use your car regularly every week, then there are insurers who will accept monthly premiums with no deposit but you will be paying that little bit extra for the privilege.

A lot depends on the level of cover you require and costs can vary widely from one insurer to the next. This is were the car insurance comparison sites can indeed save you a great deal of time and unnecessary stress. Just with a little digging and in a matter of minutes you could uncover some excellent deals and special offers on a monthly repayment policy.

Insurance For Modified Cars - Reduce Your Premiums in 6 Steps

Car insurers view modified cars as high risk and finding affordable insurance for modified cars might be a tougher prospect than insuring your normal standard car.

Some modifications such as the addition of alloy wheels and a new performance exhaust system will increase the value of your car by only a small amount, but those alterations will also attract the attention of car thieves. As a result your insurance premiums may rise by much more than you might expect.

Other changes such as upgrading to a bigger engine or fine tuning the suspension performance to improve handling may increase your insurance premium even further due to the possible risk that you will drive at greater speeds. Even though you can expect to pay more for your car insurance if your car has been modified, you can still keep your premiums to an affordable level by not over customizing and limiting the number of additional modifications that are made to your car.

When you're shopping for quotes you will need to inform the insurers of all alterations made that increase the value of your 'modded car' and in particular all modifications that are performance enhancing, otherwise you may risk invalidating your car insurance policy.

Off course it is also essential to shop around and get as many quotes as you can. Depending on the scale of modifications made some insurers may simply refuse to even give you a quote, especially the larger companies. You may have to look for a specialist insurer who specialize in high performance vehicles and modified cars, so be prepared to spend a few hours researching online. After all what's 3 to 4 hours of your time when you can make savings running into several hundreds of pounds.

For vehicles that are more difficult to insure (especially those with increased performance) you could ask for advice from people who already drive modded cars. Custom car shows is one place to find a group of like minded people, you could even ask questions online at motoring forums. Its also a good idea to get several quotes beforehand, before you even begin making any modifications to your car. The last thing you want to avoid is any big surprise in the increased cost of your insurance policy

Here are six steps you can take to reduce your premiums. (1) Avoid any extreme modifications such as nitrous oxide systems, these kits are guaranteed to ramp up the cost of your car insurance premiums. (2) Park your car off road and preferably in a garage, 'out of sight' is very much 'out of mind' and lessens the risk of your car being stolen. (3) Fitting a car immobilizer system is another option which you should consider, this will prevent the engine from running (even if hot-wired) unless the correct key is used.

(4) Driving safely to avoid picking up points against your licence and build up your no-claims discount. (5) Taking an advanced driving course and raising your voluntary excess are other steps you can take and (6) Agree to a mileage limit - If you don't drive your modified car too often you can reduce your premiums by agreeing to a mileage limit.

The cost of insurance for modified cars all comes down to the perceived risk of you making a claim. If insurers feel that you are less likely to make a claim then you'll be rewarded with a low cost insurance policy. However, by making substantial 'boy racer' performance enhancements and parking your car in the street at night you are setting yourself up for a traumatic headache in trying to get your car insured at a reasonable cost.

Japanese Import Car Insurance - 5 Money Saving Tips

Japanese imports are a good choice. They tend to be cheaper in price and usually have a higher specification, but you have to be aware that some vehicles aren't built to the standards as required in Europe resulting in increased premiums on your Japanese import car insurance.

How much you will eventually pay for your insurance can be determined by which one of the two groups 'grey imports' or 'parallel imports' your imported car belongs to. Any vehicle that's not built to the European standard is classified as a grey import - these imports are not EU approved and finding a suitable insurer will be a more difficult task. You can also expect to pay well above average for your car insurance. Another determining factor insurers take into consideration is the increased cost of repairs, spare parts for grey imports may not be readily available in the UK and will have to be specially imported at high cost.

The other category of imported cars are known as parallel imports. Finding affordable insurance for this group is much less of a headache as these cars have EU approval and are usually imported to the UK from within the EEC, they can also come as right hand drives and have a similar specification as UK equivalents

Here are some money saving tips to cut the cost of car insurance for Japanese imports

(1) Off road parking. If you have a garage then keeping your car locked up overnight can save you up to 5%

(2) Stay clear of high performance and/or sporty cars. Smaller and plainer cars are not only cheaper to run but you will also save on your insurance

(3) How many drivers do you intend to have on your policy? Insurers will always price their premium on the youngest or least experienced driver

(4) By paying a higher excess on your vehicle you will reduce your insurance premium

(5) Don't modify your car. If your imported car is modified it will be both, more difficult and more costly to insure

When it comes to finding the cheapest insurance you really do have to shop around. Get as many estimates as you can. There are many comparison sites online, but don't stop there, dig into the yellow pages and pickup the phone you might just find a local insurer who can quote you a competitive rate or at the very least point you in the right direction with some good advice.

Some insurers will refuse to insure you as they only deal with the regular mainstream of EU approved vehicles. If this is the case, If you can't find an insurer through the normal channels for your American classic car or Japanese import, you'll have to do some more scouting on the internet for specialist car insurance. They are out there, it's just a matter of getting a competitive rate.

As a final note, and also our sixth top tip, (6) consider fitting an industry approved (and recommended) security device as this may reduce your Japanese import car insurance premium by as much as 8%.

Get Accurate Car Insurance Estimates

Most of us heave a big sigh of relief when we are told we don't have to search for car insurance estimates. Any driver who has had the experience of phoning insurance company after insurance company knows how many there are and how confusing it can get. It really is great to know the phone can be eliminated and that a service exists to do the work for us. More and more potential insurance clients are turning to using online companies to provide them with estimates or quotes.

All it takes is a simple online form. If you want the insurance companies that are in your location just insert your zip code and within seconds you start seeing names of companies situated nearby. This immediately narrows down the field of car insurance estimates. The next step is to get estimates that are within your price range. You want a premium that is as low as possible and yet gives you as much cover as possible. If you have to park your vehicle in the street overnight you need to let the company know. This means of overnight parking has a higher risk than a lock up garage. You may have to pay a slightly higher premium but if your vehicle is stolen while parked in the street you will be covered by your specific premium.

It is important to understand that insurance companies are sticklers for details. They want to know your exact situation. Only by knowing the details will you get the cover you need and it is your responsibility to give them details. There are drivers who don't give all the details and when things go wrong the insurance company declines to fully reimburse their losses. Car insurance estimates must not only be low but they must be accurate according to your individual situation.